SOLAR FINANCING OPTIONS
Sunspear Energy is Hawaii’s commercial and residential trusted solar leader.
No Money Down Solar Financing
We offer many different no-money-down financing options to suit almost any budget and allow homeowners to take advantage of Federal & State Tax Credits.
CASH
LOAN
LEASE
Who We Are
Hawaii's Leader in Energy Independence
Cash Purchase
If you have the financial resources available, purchasing your home solar system delivers the greatest long-term savings and return on investment.
- You Pay Taxes and Can Use Tax Credit
- High and Best Return on Investment
- No Rate Increases
- Budget for Maintenance
- Home Value Increase
- Best Choice for greatest return on investment
Solar Loan
You own your solar system and pay for it with a loan. You can pay off your loan at any time without penalty.
- No upfront costs
- Claim tax incentives
- Flexible financing terms
- Soft credit check
- Low payments & immediate savings
Participate Energy
Through our partnership with Participate Energy, we’re offering a Prepaid Solar Lease designed to deliver immediate value and long-term simplicity:
- 35% upfront discount off the original system cost
- One single prepayment, no monthly bills for 25 years (loan providers also available)
- No credit underwriting or FICO requirement
- No property lien or UCC filing
- Fully transferable if you sell your home (no credit check required for the buyer)
- Option to take ownership of the system starting in Year 6
- 30 yr Solar Insure
Solar Insure Warranty
For over 15 years, their mission has been to protect consumer investment in solar and accelerate the transition to renewable energies.
- Monitoring, 30 years, multiple manufacturers
- Parts, 30-year warranty for panels, inverters, optimizers, and racking
- Labor, 100/hr and up to $300 in truck rolls for 30 years
- Roof Penetrations, 30 years, wintin 3”
- Ownership transfer, No Transfer Fee